Profile PicI am a regulatory attorney with a proven record of developing operational processes and managing risk for financial institutions. I enjoy travel, reading and volunteering.

My areas of expertise include:

  • developing policies, procedures, operating standards and methodologies for identifying, testing, monitoring and mitigating risk
  • contract review, negotiation and management to ensure regulatory compliance
  • drafting and delivering regulatory training
  • analyzing internal procedures
  • designing monitoring and testing protocols to minimize risk
  • working with senior management and internal counsel on board matters and minutes following meetings
  • cataloguing database of federal laws to ensure regulatory compliance, including annual updates to regulatory changes
  • assessing protocols for records storage, documentation and management
  • working with project management, operational risk management, enterprise risk management and third-party auditors to demonstrate operational soundness and effectiveness
  • writing test scripts for operational releases
  • participating in new product development task force to ensure compliance with applicable laws and regulations
  • supervising advertising and marketing activities to ensure appropriate compliance
  • identifying operational risk and reporting issues to senior management and directors
  • reviewing vendor management protocols and third-party provider contracts
  • analyzing data for collection and reporting methodology and accuracy
  • compiling peer lender statistics for drafting performance evaluations
  • comprehensive review of Compliance Management Systems
  • reviewing internal and outsourced policies, procedures and contracts
  • comparative analysis of peer-to-peer lending platforms
  • documenting credit and fraud protocols for internal and outsourced performance
  • working with regulators to effectively pass all examinations

I am actively involved with volunteer activities with various organizations, some of which are listed below:

  • Big Brothers/Big Sisters – Proof Positive Mentoring Program
  • United Way of Central Alabama – Visiting Allocation Team
  • Alabama Possible – Poverty Simulation Programs & Community Outreach Programs
  • Birmingham Bar Association Volunteer Lawyers Program

Significant accomplishments include:

  • restructuring CRA/HMDA review process to attain 99.6% accuracy
  • obtaining federal authority to capitalize interest on force-placed flood insurance premiums
  • reorganizing 11,000+ database items by category, type and item to maximize call center response time
  • reducing 30-day complaint resolution process to 10-day industry standard
  • implementing 3-day resolution for ID theft and information breach events
  • converting score-based training program to core competencies model


  • Birmingham School of Law (JD, 1997)
    • Member Sigma Delta Kappa
    • Member Honor Court
    • Established Speakers Bureau
  • University of Alabama (BA, 1992)
    • Member Bama Sail Club


  • Alabama State Bar
  • Birmingham Bar Association


  • Licensed to practice in Alabama State Courts and 11th US Circuit Courts

5 thoughts on “

  1. This is the correct site for anyone who needs to learn about this matter.
    You understand so much its almost hard to argue
    with you (not that I really would want… HaHa).

    You definitely set a brand new spin on a subject thats been written about for years.
    Excellent items, simply excellent!

  2. Fine post. I learn something more challenging on different blogs regular.
    It’ll constantly be stimulating to read content from other writers and practice a little something from their shop.
    I’d favor to use some with the content on my site whether you do’t mind.
    Natually I’ll give you a link in your
    web blog. Thanks for sharing.

  3. There are some intriguing points in time in this article
    but I do’t understand if I see all of them center to heart.

    There’s some validity but I am going to take hold
    opinion until I look into it further. Good article , thanks
    and we need more! Added to FeedBurner as well.

Leave a Reply

Your email address will not be published. Required fields are marked *